Is Life Boring?
Posted on February 8, 2016 by Robert Ringer
The other day a friend of mine was lamenting about how bored he’s been lately. He said he couldn’t bring himself to work on even the most mundane tasks, because he felt everything he did was tedious.
My experience has convinced me that this problem becomes worse for most people with the passage of time. Why? Because as you get older, the number of “firsts” in your life decreases each year, and firsts are usually among the most exciting times a person experiences.
Remember how excited you were the first time you fell in love? Or the first time you moved into your own apartment? Or the first time you went on a vacation without your parents? By definition, firsts are one-time events, so once they occur, they’ve occurred.
But once the majority of firsts are behind you, the reality is that life can, indeed, become boring — i.e., if you just sit back and wait for it to come to you. But the fact is that life is already in you. It’s a gift from God, so there’s nothing to wait for.
And along with possessing the gift of life, you also possess free will as part of the deal. Which means you can make choices, and those choices don’t have to be boring.
Another way of saying it is that even though you were given the gift of life, free of charge, it’s your job to learn how to use it. Life is not always fun and games. Life is about putting one foot in front of the other — calmly and consistently. The alternative is inertia, which is a killer — literally. He who hesitates is not lost; he’s dead.
That’s why it’s a mistake to always be looking for the big deal … the big event … or the big payoff. Better to focus on hitting singles and doubles every day of your life, and the homeruns will come along in due time.
The reality is that if you aren’t getting anywhere on that one big project at the top of your list, you should not allow inertia to set in by staring at a blank computer screen for hours. Instead, do something small. Small isn’t as good as big, but it’s better than inertia.
Small stirs your brain cells and pushes them toward working on more important projects. It’s also a huge mistake to wait around for the perfect time to take action. Better to discipline yourself to get up out of your chair and do something, even if it’s just taking care of details that are slowing down the more important work in your life.
I’ve written and spoken a lot over the years about something I refer to as the Peck-Away Theory. Life is about pecking away at things — endless projects … your health … your financial foundation … in essence, all aspects of your life.
So when your mind freezes up and refuses to work on the most important project that needs your attention, let go of it temporarily, do something of lesser importance, then come back to it later. And remember that all-important anti-inertia rule: Don’t try to do everything; just do something.
A meaningful life is built one day at a time … one hour at a time … one minute at a time. I think it’s a bad idea to have a rah-rah attitude about anything in life. I’m the most positive person I know, but I’ve found that I get far better, and far more consistent, results by playing it down the middle — not too fast, not too slow. The key is consistency. Be consistent and keep moving forward.
Exercise is another good example of how this works. You’re never going to be a championship weight lifter, so lift weights modestly. Ditto with walking or jogging. Whether on a treadmill or outdoors, moderation really is the best policy. The more gung-ho you are, the more likely you are to quit altogether.
The reality is that life is not fun all the time. Life can, indeed, seem boring (getting up in the morning, brushing your teeth, eating breakfast, going to work, etc.), but the boredom is more a self-imposed state of mind than reality. It’s all in how you react to the daily cares of life.
Always focus on the big picture of how everything you do is clearing the way for positive results down the road rather than focusing on boredom. Remember, you are the product of your thoughts. If you dwell on how bored you are, boredom is what you’re likely to get.
One final example that perhaps makes my point best of all: compound interest. The late Richard Russell once wrote a fascinating article explaining how important it is for a person to start early and be consistent when it comes to saving and taking advantage of compound interest.
Russell printed a chart that compares the results of two people who start saving at a young age, one at 19 and the other at 26. For seven consecutive years, the 19-year-old adds $2,000 to his IRA account at an average growth rate of 10 percent (7 percent interest plus growth). After seven years, he stops making additional contributions and just lets compound interest work its wonders.
The second person doesn’t start saving until age 26 (the exact age when the first person stops making additional contributions to his IRA), then continues to contribute $2,000 every year until he’s 65 (at the same theoretical 10 percent growth rate).
The end results are astounding. At age of 65, the first person has accumulated $930,641 —or 66 times his total investment amount of $14,000 (seven x $2,0000) — even though he made contributions for only seven years. The second investor ends up with less ($893,704 — which is 11 times his investment amount of $80,000) — even though he makes contributions to his account for 40 years!
It’s no wonder Albert Einstein called “the power of compound interest the most powerful force in the universe.”
So whether it’s compound interest, health, or dealing with life in general, life is about taking action, being patient, and being relentlessly consistent. If you can get really good at these three things, you’ll find life to be exhilarating rather than boring.
Brilliant insights. And all can be verified by experience, both personal and cultural. I promote conferences and thinkers in the field of psychology (mainly to psychotherapists) and very often it is the small changes that make the biggest impact over time. In fact, many folks in the field (sometimes called "brief therapy") will often deliberately provoke people to commit to SMALLER changes and goals….and paradoxically, those people will do and achieve more over time.
Spot on, Robert! Your comments also apply directly to folks getting ready to retire. Those who have taken the time to list all the things they'd like to do when they finally have time to do them never get bored. Those who don't are usually dead in 5 years – from boredom. I say that from personal observation of over 30 years helping people with their personal finances. The people that fare best are the ones with the longest "bucket" lists.
what advise would you give to a person who is my mother who was an active nurse all her life, did work in the Arctic do survivor training had an A type personality always on the go, but now at 79 she had macular degeneration disease so her eyesight is not good she use to read etc. her hearing in one ear is deaf which happened during her nursing when she was with the air ambulance so now her hearing is not the best even thou she got a hearing aid, so now at her age she still wants to be active but can't now her knee has torn so she has to get therapy. How do you motivate someone you love whose life is going down so they are depressed as they can not do what they use to and now with the senses which is so important to ones functioning. Money is not a problem but she came from having no money to working very hard and knows the value of money so it is very hard to get her to spend money I finally after a few years got her to buy a bigger tv. which had been the best thing as she can see it a bit better, but beyond that she will not spend money but the question is how do you get her motivated and beyond the depression of her heath and not able to be what she was. Thank you for any advise
Unfortunately you can't do it FOR others. Do what you can and let the rest go. What else can you do? I'm not suggesting simply giving up, but Reality tells you you perhaps have to lower your expectations. And, it is HER life, NOT yours. A child trying to change a parent? I tried that back when I was young. I learned my lesson "after experience taught me" (WD Snodgrass, poet) And, focus on YOUR life, not another's. Yes, it is frustrating, but, that's the way it IS. Is and Ought are two different things.
Your mother's is a very difficult situation, one not that unlike millions of others. There is no cure for old age and physical deterioration. All you can do is spend as much time with her as you can and try to stay positive. Elderly, sick people deserve all the love and care they can get. Beyond that, no one can force them to hang on.
I can empathize with your situation – your mum sounds much like my father during his last few years. One of the issues your mum is having is that she's mourning her losses. This is understandable, of course, but it may be helpful if you could guide her to reframe her situation. Yes, many of her faculties are diminishing, but she is still alive, still able to enjoy things like a good meal or a conversation and she still has family members who care very much about her. Above all, make sure she understands that she isn't useless – she has spent her life working, so now may feel that she is used up and no longer valuable. Explore some technology options as well – many computers have adaptability settings that make it easier for those with sight or hearing impairments to still be able to access information and connect with other people.
life is boring only if you decide it is …
Compound interest, accumulated below the rate of inflation, is a mirage where it comes to the attainment of real wealth and a positive estate net wealth increase. In fact, you are just spinning your wheels, going that route. What you should be looking for is a positive return on purchasing power (PRPP), which is not what you would have today if you banked $100 in a savings account in 1946.
You real net gain, if you have one, is your percentage return minus inflation and taxes. So that EVERYONE, making conservation investments, is behind the eight-ball, where it comes to amassing wealth. All you are doing is growing older, unceremoniously, while handing your money over to "professionals" to play with, and pay themselves for the privilege of doing so.
So what are and where are these investments which consistently outperform the sum of inflation plus taxes. Well, R.E. with good timing, yes. And we know of cases like Jerry Buss and his partner putting up, I believe it was 10k each, to buy their first commercial building in 1959, and we know how they parlayed that into a tangible estate net worth fortune.
Oil, with good timing, is sensational, but with major reversals to deal with, too. And pharmaceutical stocks always seem strong. And casinos are good investments, they always have the house edge. So that being a player is folly. In whatever your chosen field(s) for investment, you want to be the house. The term "player" might just as well be called "loser," given they are one and the same.
My rule of thumb is to buy stock connected with industries which will survive a global economic collapse – after the collapse, same as did J.Paul Getty, on his way to becoming the Warren Buffet of his day. So you wait for the collapse, jump in full bore, and maybe wait a few years, for a World War to come along and then – boom, you are "the man."
My list of such indispensable industries includes: R.E., Wine Vinyards; Snob Appeal Hotels; Pharmaceuticals, Cosmetics companies, Auto Manufacturers, starting with RR.L. and Daimler; Computer Software companies; Investment Banking firms (with some risk, as we know, but Wells Fargo, Bank of America, and JP Morgan Chase are not going anywhere); Gold Mining companies up in Canada; Big Oil – XOM and CVX; Diamonds from Harry Winston to BHP Billington, etc.; and Communications technology firms. You buy low on any of these, you may come out ahead.
Oh, one more comes to mind, just stock up on Tiffany jewelry for long-term speculation. People (I don't want to say "women"), would rather starve than be caught without luxury adornment.
Not sure Einstein actually did say that. I've heard people say that, just as I've heard them say he 'invented' the Rule of 72, 'simplified' the Rule of 72, etc. I think he gets credited with saying a lot and the rumour becomes fact.
Not a day goes by in which I don't have an opportunity to learn. I am 68 years of age….everythingbecoming less useful yet every new experience of Life is another one to add to my list of 'firsts…because I choose to view them as such…VIVA LIBRE!
Thanks for all these reminder RR….pleasure reading them
Too bad Mr. Ringer took down my posting as regards the fallacious theory that we can all amass wealth by investing in some compound interest scheme, if we do it early enough in life.
Look, the compounding interest theory has hooked millions of unsuspecting victims over the years, but not me. I was lucky enough to have a roommate in Los Angeles, years ago, who was a top audit attorney for the I.R.S. So good in fact, they transferred him to their Washington, D.C. office.
Bill told me that no one can achieve real wealth the compound interest way without consistently beating the rate of inflation. Really opened my eyes, he did. And I remember how incredulous I was at first, as he was explaining it to me.
So that all these long-term investments for retirement, etc. are a pig in a poke, truth be told, because they flash fancy numbers and returns at the gullible public, ~without~ discounting for inflation, same as Mr. Ringer has neglected to do.
Think of it as some current movie being touted as "the biggest grossing film of all time." Right, except the same gross, in 1939 dollars, wouldn't begin to compare with GWTW and Wizard Of OZ, in real terms. But, all the time, people get hook winked on smooth talk and their own gullible trust and faith they put in the hucksters.
O.k. "Mr. Admin," – guardian of the public trust, have at it, again.
Join the club. Robert's "deleter" program has taken the best comments and pitched them in the trash. Now if there actually was an admin that read the comments, then decided to delete them, no problem. But once trashed, never to be seen again is the result. I believe Robert thinks if they can't get past the algorithm, they aren't worth reading or posting. Sad indeed…
What happened to free speech? There is nothing anyone can say that is deletable. All thoughts and words are valid and should be allowed to be stated. Anyone can be offended at what others say, but they should be allowed to say it.
But the algorithm goes much further, it has a capitalist agenda as well, and any word or phrase that might lead one astray is included, as well as swear words I'm sure. Now I am sure Robert wants a scrubbed clean site, but THAT IS WHAT IS BORING as many great thoughts are trashed just because of some mechanical thought police…
I still love you Robert, don't get the wrong impression. It's your site, do what you want – but you are leaving much of the best behind which can lead to frustrated posters leaving you…
@ Scrupled Rubric
I want to comment on your post but due to lack of time I’ll just say this. The point you make is invalid and your arguments are completely full of holes.
Look, it comes down to this. IT’S ROBERT’S SIGHT. He and he alone has the right to be the final arbitrator. End of discussion.
Btw, please, please tell me you really didn’t say “What happened to free speech?” Ouch, that hurt.
Cr*p, shouldn't write on the run.
Correction: Robert is the final "arbiter", not "arbitrator." Although arbitrator is technically correct, arbiter is a bit more accurate. Hence:
arbitrator noun ar•bi•tra•tor ˈär-bə-ˌtrā-tər
a person who is chosen to settle a disagreement between people or groups
arbiter noun ar•bi•ter ˈär-bə-tər
1. a person with power to decide a dispute : judge
2. a person or agency whose judgment or opinion is considered authoritative
@ Scrupled Rubric:
I sympathize with you a bit as I have had one or two comments bleeped in the past and had a similar reaction. C'est la vie.
The concept of free speech requires no one to provide a venue for it, or to host ill-mannered speakers in their own parlor. Without the help of a spambot, allowing comments on a popular blog would be untenable. Tweaking its filters to just the right level of tolerance, is always problematic. I find RR to be reasonably tolerant of dissent, and uncommonly gracious to dissenters. I appreciate his relatively troll-free comment sections, populated by some of the politest thinkers and thought provokers on the web. ◄Dave►
Trolls are the best part of any site. It's exactly like Trump, the biggest troll in the country. My complaint are the words and phrases that are banned – when there isn't one person alive, even Robert, who would think these everyday used on the news phrases, should be banned. This site would ban every news organization on television now. You throw the baby out with the bathwater.
Roberts filter would ban Trump on this site, he would never get a word in edgewise. I am all for filters, but when words that are not vulgar are banned, or words taken out of context, like they are here, it is very frustrating for no reason whatsoever. Roberts comments section is so small that he could monitor it himself as he reads them all anyway. To let a robot make these decisions isn't, imo, the best way.
We will have to agree to disagree. But I do not think my comments are invalid. I just happen to like a lively site, trolls and all when no vulgar language is used (for me I don't care about that either). Everything I have had deleted was not because of any vulgar language, but because it was taken out of context or mentioned another person's name or work.
Robert is the best at graciousness, and otherwise has one of the best sites as he discusses things of a political and philosophical bent, which are the best subjects to discuss – just like his books. I really appreciate his taking time to comment on some of the comments, a real gracious host. I do like the cavalry coming to his rescue though also, cute…
I am dropping the complaints for all time now, to all your delight, as I have found a way around them, and can correct my indiscretions, and can "try again", as Robert told me. I got it Robert, and have figured out how to play the game. Roberts comment to "try again" reminded me of my math teacher in high school, which probably sent me on my "Ego Flare" as I like to call it. I am now reformed and will with patience and Roberts advice, try again. It's something we all should be thankful for, another chance…
Well written Mr. Ringer. I'm not the "Rah Rah" type either, more the tortoise slowly but steadily get things accomplished. Too many today pursue the excitement and miss the small but necessary details in running their lives successfully.
Unfortunately, under Barak Obama and his suppressed interest rates, compound interest on 0% doesn't add up to much, no matter how long you let it roll. Got to keep the sheep borrowing and spending so our consumer economy doesn't collapse.
getting things accomplished, sorry.
What institutions are paying over the rate of inflation on CD's or other financial instruments? Banks charge double (or more) on loans than what they pay on interests accounts. That spread in their favor is exactly HOW they remain solvent and profitable. You pay more in real terms than what you are taking in, you are out of business, soon enough, save for cutting a government "bail out" back door deal on the taxpayers shoulders.
Of course there are ways you can recoup your original investment, plus show some tangible profits, but this entails taking RISK, where you can lose your mortgage, etc. Where there is risk the house gets its cut and you are the bag holder if the investment THEY OFFERED YOU, goes south.
So who is getting 10 per cent or more, today, not in "theory" but as a matter of fact, just for lending capital to major banking, financial and investment institutions, with no risk involved? After all, in "theory," for those who make the rules, the "Inflation Monster" doesn't even exist – because they know that most Americans want no part of that reality check.
You missed the whole point of the article. Inflation is a whole different subject. The math is the math, regardless of inflation. I wasn't advising anyone to look to compound interest to make money. Just using is as an example. Figuring in the rate of inflation takes the article into a whole different arena. A lot of wannabe writers do that a lot.
This is a blog, not an academic book on finance. Lighten up. It's also not a democracy. It's a dictatorship. To be forewarned is to be forearmed.
No problem with the point of the article.
But to discuss compound interest in nominal, rather than real terms is to align oneself with the banking and insurance hustlers who have conned people out of their savings since they started chipping edges off gold coins, thousands of years ago. This is no different, just a more sophisticated form of theft. So that either the purpose of a tome like this is to perpetuate the myth, or simply talk down at people not considered to be on that level of comprehension or understanding.
I am sorry, but nominal rates of return do not interest me. I see right through the façade. And applying basic mathematical tenets, however disparaged by others, is the indispensable means for understanding that.
Just another wonderful piece. Sometimes I do not mind if life is a bit more boring with age. I had enough "excitement" as a youth to last a long, long time. But truth is, it is up to us to make it interesting. I find learning new languages to be an excellent, inexpensive, hobby. The achievement is measurable, it helps rewire synapses, and certain places in South America are looking better and better with each passing year.
Talking about methods for improving mental acuity, let me direct you, if you have not already been there, to the works of one James Altucher, specifically, ONE methodology he practices and recommends others do the same.
Before I tell you what it is, let me tell you that in all my time pursuing "self-help," – and you know the big names out there on the seminar and lecture circuit, and book sales circuit, NOTHING I have ever come across can compare with the way Mr. Altucher has fast forwarded my life, via his method for deeply tapping into and therefore exponentially expanding the power of the mind (conscious and sub-conscious), and how much of our intellectual capacity we can expand.
Mr. A. says that if you do this discipline for six months, you will attain superhuman mental power. I believe him, emphatically now, from my own, short-term experience and already seeing dramatic results in my life from doing this. I have more going on right now in my life than ever before, and I can handle it all with ease and power. Doing this discipline, starting December 31st, my cogent thought process feels like it is in orbit.
So what it is, is simple, and here it is: Every day of your life, Phil, just write down on a piece of paper 10 ideas. They can be creative/artistic ideas; they can be business and investing ideas; they can be getting your home life arranged ideas; but I would say ideas more substantial than merely a "check list," list, I mean really tangible ideas for improving your relationships, exercising discipline where you need to, contacting people for social or business reasons, etc. as you hatch "think tank" ideas, etc. This is the mind fully utilized with no self-imposed limitations holding you back
It boggles my mind when I look over my list of 10 ideas, now 400 ideas deep, which is just scratching the surface of what I will have compiled and acted upon in a year. This has given me internal power and clarity I have never had, as well as abundant physic and physical energy, I have never had to this degree, before. In fact, you do this faithfully, every day of your life, you linguistic pursuits will readily fall into place for you, as will all the other departments in your life.
Best wishes with this, I know you can and will do it and that you will benefit, enormously, from the effort. Just NEVER miss a day, under any circumstances, and the momentum you add to your life will make you feel like you are a steamroller on a fast track in a slow-motion world.
Hey Bobby, that is the most profound advice I have heard in a long time.
I just started doing this 2 weeks ago and it is starting to build momentum.
I just feel I am scratching the tip of the iceberg and I am getting ready to
Start writing in a few minutes. It is intoxicating with out using any mind
Altering chemicals. Thank you & Be Blessed.
Fidel Cantu ( 61 yrs strong )
I am blessed, richly Fidel, whenever I can add positive value to someone's life. God knows I have had my benefactors and, yes, giving back expands the circle.
Great to read of your experience, starting doing this powerful approach to achieving human potential on a grand scale. We both have a lot to look forward too, given that Mr. A. says to give it six months to realize the fullest potential here. This is one exciting journey, we can agree!
I will check it out Robby, thank you.
You are quite welcome, Phil.
"Psychic" not "physic" it should be, paragraph five, line four. (Wish there were a way we could edit our errors, here.)
Actually, there is, Robby. Sign up for an "intensedebate.com" profile and log in here under it. Then an edit button will appear under your posts. ◄Dave►
You can be assured that if a person is bored, they certainly have not found their life's destiny. I was thinking that I haven't been bored a day in my life, I thought I didn't know what boredom was. Could I be bored, or worse yet, boring? I thought I had better find out, so I started with the dictionary. Sure enough, I may have a quality listed. It said to weary by dullness or repetition. Then it said “an uncongenial person”. Busted. I am sure Robert thinks so, as I dog him a bit about freedom of speech. Being I have an uncanny ability to notice anything irregular or counterproductive, I don't back off when freedom or the Constitution are under attack. I call names, I uses personal attacks if you haven't noticed – but only with politicians. And seriously, that is lightweight compared to what the founders say we should do.To me, everything is fair game when the country's survival is at stake and bad actors are trying their best to destroy us.
To be bored, and not to have found your life's purpose must be truly frustrating. Robert mentioned the repetition of the mundane, like brushing teeth, etc. But to me the worst of these is eating. I can't stand having to stop what I am doing in the middle of it just because my body is screaming "I'm dying, feed me!" A big pet peeve of mine. Now don't get me wrong, eating can also be one of the best things we do, especially at Murray's steak and prawn house – to die for…
So if you haven't found it yet, and are bored, what do you do? Easy peasy lemon squeezy. You sit back and think "if I could do anything in the world to earn a living, what would it be?" Within reason, we all know what we could do. But you need to know what it is you must accomplish before you pass on. Pretend you are on your death bed, and someone asked you "if you could do it over, what would you do?" "What is your biggest regret?" And with practicality, look at what you are good at, and don't scoff, and think it can't be done – baloney! You use your willingness, your fearlessness, and your endurance and never quit attitude, and you cannot lose.
Now of course all of this is dependent on normal health, and some life left in the tank, as others here have mentioned. So lets say you know what it is now, then what. Do what Robert has said above, and the way he said it. Build slowly, have patience, do at least something no matter how small. God said He loves small beginnings – it leads to hope. Do we always do small things, or can we do large also? Someone said the best way to fill a gallon jar to to put large rocks in first, then smaller ones, then sand – it is now full, and you did the most important, largest things first, then you filled in the details. Sounds good…And good luck, but you won't need it, because it will follow in due course, as you are on the path, and making headway everyday. When you are on your path, nothing can stop you as all the doors will open because the whole universe is at your disposal, and it must fulfill its job by granting your desire. That's how this universe works.
I have found this out personally, and trust me, if you are on your path – every single door will open, things will happen that you never thought possible, and like walking in a sunny valley on a beautiful day, your life will like magic blossom, and boredom will be a thing of the past…
My knowledge of compound interest is very limited. What type of accounts and investments offer those types of returns?
Do you think you can perhaps write an article on the success of Bernie Sanders? It is somewhat surprising.
"The success of Bernie Sanders" ranks down there with "The success of Barry Goldwater," "The success of John McCain," "The success of George McGovern," and "The Success of Robert Dole," as well as "The success of Walter Mondale."
Frankly, for value added to society, "The success of The Three Stooges" beats them all.
It seems the US is well on its way towards Communism. I warned Robert Ringer and friends about the mass appeal of socialism. Some countries across the world have struggled for a century with the seduction. Political parties just cannot win elections against such candidates.
Don't be surprised if Bernie Sanders wins the US election…
So true. WHERE has Bernie been for the last 40 years? Suddenly he's become an idol to a dangerous amount of young people. He is the poster boy for the get even with them crowd.
I would much rather live in a democratic society with a corrupt government, than live in a socialistic society with a corrupt government.
On the subject of Glen Beck that's the topic of one of the posts on Robert Ringer's Facebook page, I've noticed that currently many talk show hosts whether they are on television or the Internet, tend to sensationalize everything and to take on and promote extreme viewpoints that can harm perceptions about individuals, groups and countries.
Google Glenn Beck: Trump Presidency Would 'Lead to Civil War'
I'm in love with the Peck Away Theory… somehow this flew over my head in reading your books. It only crystallized in my head when I recently listened to your audio program "Power of Synchronicity". I find myself constantly overwhelmed and to me the Peck Away Theory is the ultimate solution to this problem. Focus on one main goal and peck away at others… even if you can only give each other project a few minutes, it's better than nothing! it's going to take me some time to get this habit ingrained but I think it could be applied to all areas of life… projects, weight loss, saving money, etc.
To anyone out there that hasn't got Robert's Power of Synchronicity audio program – get it… it's one of his best!
P.S. Make America Great Again
I believe a person can work optimally at two business goals, so have a main focus and a secondary but related opportunity you are pursuing. But I admit something I wonder if it is not better to focus on one deal, give it absolutely 100% of the attention, but you do get bored.
When I was younger I use to try working on numerous business goals at once, which ended up being futile. Nowadays I'm not a big believer in "multitasking". Seems like the more you multitask the more diluted each project gets.
I think when I was younger the desire to try to do every business project I could imagine is kind of like a kid in a candy store trying to get all of the candy. I think the key to avoid boredom is pick projects that are wildly exciting. But.. I suppose those aren't always easy to find. 😉
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